Flor Naciente Group
The loan will benefit small micro entrepreneurs, one of whom is Daniela. She says that she has been a member of Pro Mujer for a year and a half, having been invited to join by her mother, who is also a member of the group. She currently runs a CD shop and says that she set up the business when she saw the work her mother was doing. She believes that it is a profitable business and she runs it single-handedly.
She will use the loan to improve her equipment for playing CDs (a television) which she will buy in the city of El Alto and then install in her shop. This type of work enables her to generate an income for her family, as she is the single mother of one child. When asked what she likes about Pro Mujer, she replies that she likes the training on health-related issues.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Daniela es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de CD’s, cuenta que este negocio lo emprendió al observar el trabajo que desarrollaba su madre, percibe que es un negocio rentable y lo emprende independientemente.
El crédito que ahora sacará es para el aumento de herramienta para la difusión de CD’s (compra de TV) que adquirirá de las tiendas de la Ciudad de El Alto y posteriormente lo instalará en su puesto de venta. Esta forma de trabajo le permite generar recursos económicos para su familia pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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