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Josefina
Josefina is a 44-year old woman from San Lorenzo, Boaco, Teustepe. She is single, has a 19-year old son, and works as a seller in her grocery store. She set up her business with some money that her mother had saved to help her open the store. She started selling small products and, thanks to the earnings obtained, has been able to support herself and her son, who has helped to manage the business very well.

She now plans to expand the business with an aim to increase sales and earnings, and is asking for a loan to buy goods in general, such as rice, sugar, oil, soap, coffee, milk, batteries, etc. She wants to add all the necessary products to her store so that she can offer a varied selection to satisfy her customers' needs. Her future plans are to improve the infrastructure of her house so that her business will have a better presentation. In a shorter term, she also wants to help her son to prepare for a better future with his university studies.
View original language description ↓
Josefina de 44 años de edad, originaria de San Lorenzo, Municipio de Boaco, Teustepe, soltera, madre de 1 hijo de 19 años, de oficio comerciante, se dedica al negocio de pulpería. Inicio su negocio con capital propio, con dinero que tenia ahorrado su mama, quien le ayudo a que estableciera su pequeña pulpería quien comenzó vendiendo productos pequeños, ya que con las ganancias que ha obtenido de su pequeño negocio ha podido salir adelante con su hijo quien le ha ayudado a administrar muy bien su negocio, sus expectativas es ampliar su pulpera, para incrementar sus ventas y de esta manera que le genere mayores ganancias.
Ella esta solicitando el financiamiento para comprar toda la mercadería en general como arroz, azúcar, aceite, jabón, café, leche, batería, etc. Todos los productos necesarios para agregar a inventario de su pulpería, ya que ella estima que este crédito le ayudaría a crecer en mercadería variada para satisfacer las necesidades de su clientela ofreciéndoles productos que aun no tiene en existencia, sus planes futuro es mejorar la infraestructura de s casa para darle una mejor presentación al negocio, su meta próxima es ayudar a su hijo a que se prepare en sus estudios universitarios para que tenga un mejor futuro.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Josefina to buy goods in general, such as rice, sugar, oil, soap, coffee, milk, batteries, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 21, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013