The loan they will take will help small businesswomen, where Margarita is a member, with different business activities. She says that this is her first time with Pro Mujer, and she joined by invitation from a representative of the institution, who went to Margarita’s house to visit with her.
Margarita currently has a business selling cheese. She set up this business with some savings that she had through the years. She has been working with this product ever since she started.
The loan she will now take is to increase capital (to buy a cow), which she will get wholesale from outlying communities. She will later raise the cow and sell it by order in the city of El Alto. This way of working allows her to generate resources to help, as much as possible, her household. She lives with her life partner, and she has four children.
When asked what she likes about Pro Mujer, she said she likes the training about health and loans.
Maria appears in the photograph dressed in black. Her mother accompanied the group.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Margarita es parte integrante, ella indica que hace es la primera vez que integra Pro Mujer, ingresando por invitación de promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de queso da a conocer que este negocio lo emprendió con unos ahorros que tenía hace años y desde esa fecha va trabajando con este producto.
El crédito que ahora sacará es para el aumento de capital (compra de vaca) que adquirirá de las comunidades aledañas, por mayor, y posteriormente a la crianza lo comercializará a pedido en la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito
En la fotografía se encuentra la señora Maria (vestida de negro)madre de la Señora Margarita que acompaña al grupo
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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