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Gloria
Gloria is 43 years old. She is a hardworking woman who really wants to get ahead. She is also kind and cordial. She lives with Elmer, who works as a stevedore. She lives with her father, mother and spouse and their three children, aged 19, 15 and 5. They are her motivation and they live comfortably in their own home that she built on the land her cousin transferred to her. Gloria's activity is selling general groceries from her own house. She opened a small store there where she sells the main basic necessity products such as rice, sugar, pasta, oatmeal and more.

Starting more than 3 years ago with her spouse's help, whose idea it was, and with her own capital from savings plus a small loan, she was able to buy the first products in small quantities. She was able to grow little by little with a constant rotation of her merchandise.

She considers her business to be profitable because of the earnings it brings her and because it is the best stocked store in the area. She likes her business because it allows her to be at home and care for her younger children, whom she loves very much. She also likes her business because of the income it brings in to support her spouse with the household expenses, because many times they didn't have enough to cover their expenses.

She plans to continue, expanding the diversity of her products so she will be more preferred by her customers. She also wants to open a new business, which is selling meals in the evenings. This will be loan number 3 with the MFP institution, and so she would like your help to continue with her goals. She also says that she likes her communal bank because she knows all of the members and has no problem with any of them.

With the amount of 1000 nuevos soles that she has asked for, a portion of about 700 nuevos soles will be invested in general groceries such as oil, rice, sugar and more, at wholesale prices to stock her store. The rest will be used to buy utensils such as pots, plates, and spoons to open her new business and have more earnings.
View original language description ↓
Gloria, de 43 años de edad, es una mujer trabajadora y con muchos deseos de superación, así como amable y cordial. Es conviviente con Elmer quien trabaja de estibador. Vive en compañía de su padre, madre, su pareja y sus 03 hijos de 19, 15 y 05 años de edad quienes son su motivación, habitando cómodamente su propia casa que construyo sobre el terreno que le cedió su primo. Las actividad que realiza Gloria es la venta de abarrotes en general en el interior de su propia casa, para lo cual abrió una pequeña bodega donde tiene a la venta los principales productos de primera necesidad como arroz, azúcar, fideos, avena, entre otros
Iniciándose hace más de 03 años con la ayuda de su pareja, de quien fue la idea y con un capital propio fruto de sus ahorros más un pequeño préstamo, logró comprar los primero productos en pocas cantidades, logrando crecer de a poco con un rotación constante de sus mercaderías.
Considera rentable su negocio por las ganancias que le deja y por ser su bodega la más surtida de la zona.
Le gusta su negocio ya que le permite estar en casa y cuidar de sus hijos menores a los que quiere mucho, también por los ingresos económicos que obtiene para apoyar a su pareja con los gastos del hogar ya que muchas veces no les alcanzaba para cubrir sus gastos.
Tiene planes de continuar, ampliando la diversidad de sus productos para así tener mayor preferencia de sus clientes y abrir un nuevo negocio que es la venta de comida por las noches. Por tanto éste será el préstamo número 03 con la institución MFP, por tanto desea de su colaboración, para continuar con sus objetivos. Además comenta estar a gusto con su banco comunal pues conoce a todos sus miembros y no tiene problemas con ninguno de ellos.
Con el monto solicitado de 1000 nuevos soles, una parte como 700 nuevos soles los invertirá en compra de abarrotes en general como aceite, arroz, azúcar, entre otros, a precio por mayor para surtir su bodega y con el saldo comprara utensilios como ollas, platos, cucharas, para abrir su nuevo negocio y contar con mayores ganancias.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gloria to buy general groceries like oil, sugar, rice, sugar and more at wholesale prices.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013