Check out some available loans that are similar to this one!
Ybette
Ybette, who is 44 years old, is a hardworking and earnest woman with a strong desire to get ahead in life. She is married to Ramon, who is a farmer and father to their three children: Juliana is 22 years old, Miguel is 18 years old, and Antonela is 6 years old. She lives together with her husband, two of her children, and one grandchild--all of whom she loves very much--in the home she purchased with the help of her husband. Ybette works selling staple grocery items from a storefront installed in their home. She sells fresh fruits by getting up early and heading to the local markets where she buys the freshest fruits from the vendors and brings them back to her store to sell to her customers, who for the most part are her own neighbors. She has been running her business for three years, during which time she has attended to her customers in a kind and cordial manner, thereby winning their business. At present, she runs this business all by herself.

She considers her business to be quite successful given the strong demand she has for her products and the income it brings her. She likes her business because it allows her to be at home, allows her to be around her children so she can care for them, and provides her with an occupation that generates an income. This allows her to help her husband with their home expenses and the education of their children. Seeing the good results she has had with her business, she has plans to continue and to expand, acquiring more merchandise to stock her store. Thus, she is applying for her third loan through the institution, MFP. She is grateful that she can count on the financial assistance to continue with her goals. She promises to make timely payments so that she can maintain a strong credit history and be able to secure more loans in the future. She also comments that she is happy with her communal bank; she knows the other members and considers them to be good people.

With the amount of 800 nuevos soles requested, she will invest in more merchandise to stock her store: primary staples such as rice, canned goods, noodles, and other foodstuffs. She will purchase these wholesale so as to increase her profit margins.
View original language description ↓
Ybette, de 44 años de edad, es una mujer trabajadora y empeñosa con muchos deseos de superación. Está casada con Ramón quien es agricultor y padre de sus 03 hijos: Juliana de 22 años, Miguel de 18 años y Antonela de 06 años de edad. Vive en compañía de su esposo, sus 02 hijos y 01 nieto a los que quiere mucho, habitando en su propia casa que compro con la ayuda de su esposo. La actividad que realiza Ybette es la venta de abarrotes de primera necesidad para lo cual cuenta con una bodega instalada en el interior de su propia casa, donde vende también frutas frescas, para esto se levanta muy de temprano y se dirige a los mercados donde compra las frutas más frescas de los productores y los lleva a su bodega para venderlos a sus clientes, que en su mayoría son sus propios vecinos. Se dedica a éste negocio desde hace 03 años, tiempo que viene atendiendo de manera amable y cordial a sus clientes ganándose sus preferencias y hasta el momento ésta actividad lo realiza sola.
Considera su negocio bastante rentable por la buena demanda que tiene sus productos y las ganancias que le deja.
Le gusta su negocio pues le permite estar en casa y cerca de sus hijos, así poder atenderlos, además de brindarle una ocupación y generarle un ingreso económico para poder apoyar a su esposo con los gastos de su hogar y la educación de sus hijos. Viendo los buenos resultados que está teniendo con su actividad económica, tiene planes de continuar y hacer crecer, adquiriendo más mercaderías para surtir su bodega. Por tanto éste será el préstamo número 03 con la institución MFP, se siente contenta de contar con un apoyo financiero para continuar con sus objetivos, por lo cual se compromete a cumplir con el pago de sus cuotas, para tener un buen record crediticio y tener acceso a más créditos en el futuro. Por otro lado comenta sentirse a gusto con su banco comunal pues conoce a sus integrantes y los considera ser buenas personas.
Con el monto solicitado de 800 nuevos soles, lo invertirá en la compra de más mercaderías para surtir su bodega, siendo abarrotes de primera necesidad como arroz, conservas, fideos y otros, a precio por mayor para así tener mayores márgenes de ganancias.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ybette to purchase more goods to stock her store with staple items such as rice, canned goods, noodles, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2012
Listed
Jan 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013