Flor De Peñas Group
The loan received will benefit these small micro-entrepreneurs in distinct ways. Veneranda, who is an integral part, indicates that she joined Pro Mujer six months ago, upon the invitation of a promoter from the institution who visited Veneranda in her home. At present, Veneranda has a business selling cheeses, potatoes, and flour, a business she inherited from her parents who have always worked selling these items.
The loan which they have applied for will be used to purchase a cow, which they will acquire wholesale from one of the surrounding communities. Later, once it has grown, it will be sold in the city of El Alto. This business allows Veneranda to generate income to be able to help with expenses around the house, as she is married and has two children.
When asked what she likes about Pro Mujer, Veneranda answers that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Veneranda es parte integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de queso, papa y chuño (papa ceca) da a conocer que este negocio lo heredó de sus papás ya que siempre trabajaron en estos negocios.
El crédito que ahora sacará es para el aumento de capital (compra de vaca) que adquirirá de las comunidades aledañas, por mayor, y posteriormente a la crianza lo comercializará a pedido en la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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