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Hector Amilkar
Héctor, age 33, is originally from Managua. He is married and has a university education. Héctor is the father of two children, ages 2 and 5 respectively. He is a merchant and has a business where he sells vehicle spare parts and provides tire repair services. Héctor started 12 years ago selling lubricants, but this business was not profitable since he was not able to generate much income. He then started another business repairing and aligning tires. Héctor looked for a place that was available for establishing this business, but he ended up at the location that was used for his first business. His brother helps him with the work.


Héctor is requesting a loan so that he can buy batteries, motor oil, tires, and other products. All of these items are needed in his workshop. He believes the loan will also help him acquire more fixed assets such as a display cabinet, new tools, and a variety of other products that he currently does not have in stock. As a result, he will be able to satisfy the needs of his customers.


Héctor’s future plans include buying another plot of land so that he can expand and open another business that involves selling all types of spare parts. The next items on his priority list include replacing the machinery used for vehicle repairs and improving the infrastructure of his shop so that it will have a better appearance.

View original language description ↓
Héctor con 33 años de edad, originario de Managua, casado, con conocimiento académico universitario, padre de 2 hijos entre las edades de 2 y 5 años respectivamente, de oficio comerciante, se dedica al negocio de venta de repuesto de vehículo y vulcanización. Inicio hace 12 años en el ámbito del comercio, vendiendo lubricantes pero este negocio no le resulto muy rentable porque no le generaba mucho ingreso, fue allí que decidió establecer otro negocio como es el de reparación y alineación de llantas, ya que miro que el lugar era accesible para este negocio el cual le generaba mejores ganancias, este ha sido su primer negocio, el cuenta con la ayuda de su hermano quien trabaja con el.
El esta solicitando el préstamo para comprar batería, aceites para carro, llantas, etc. Toda la materia prima que necesita para su taller. Ya que el estima que este crédito le ayudaría a comprar más activo fijo como vitrina, herramientas nuevas y otra variedad de productos que aun no tiene en inventario y de esta manera poder satisfacer las necesidades de sus clientes, sus planes futuro es comprar otro terreno para ampliar y poner otro negocio de todo tipo de repuesto, su meta próxima es poder cambiar las maquinarias de reparación de vehículo que tiene con unas nuevas, y mejorar la infraestructura del local para darle una mejor presentación al local.

About Nicaragua

  • $3,636
    Average annual income
  • 173
    View loans »
    Nicaragua Loans Fundraising
  • $23,211,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Hector Amilkar to buy batteries, motor oil, tires, and other products.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 18, 2013