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Moises lives in the Municipality of Ticuantepe together with his partner who has been a shopkeeper for 2 years. His greatest dream is to have his own home and better living conditions. Between the two of them, they have known how to handle the household expenses, but his difficulty is that they cannot, at one single time, put together the money to be able to finish their house.

With this loan that he has requested, he will buy the following materials: blocks, metal roofing, beams, cement, iron, and doors. He is grateful for the support and confidence that he is being offered.
View original language description ↓
El señor Moises habita en el Municipio de Ticuantepe junto a su compañera quien es comerciante desde hace 2 años su mayor sueño es tener una vivienda propia y tener mejores condicines de vida, entre los dos han sabido llevar los gastos del hogar pero su difultad es que no pueden reunir de una sola vez el dinero para poder terminar su casa, con este credito que se ha otorgado comprara los siguientes Materiales: Bloques, Zinc, Perlines, Cemento, Hierro, Puerta. Agradece el Apoyo que se le esta brindando y la confianza en el prestada

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,541,675
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Moises to purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 3, 2013
Currency Exchange Loss:
Feb 17, 2014