The loan that they will take out will benefit thse little micro-entrepreneurs who work in different areas, including Señora Edith. She indicates that she joined Pro Mujer six months ago, joining at the invitation of a loan officer from the institution who came to visit her. Now she has a business of selling cheese, milk, and jerky (dried meat). She comments that her father-in-law counseled her to sell these products because he generated income from raising a cow.
The loan that she will take out now is to increase her capital by buying cattle that she will acquire from the nearby communities, and after raising them she will sell them in her sales space. This form of work allows her to generate resources to support her household as much as possible, since she is in a common-law marriage and has two children.
When she is asked what she likes about Pro Mujer, she answers that she likes being in a group of friends.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Edith es parte integrante, ella indica que hace medio año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que la fue a visitar. En la actualidad ella tiene un negocio de venta de queso, leche y charque (carne seca), cuenta que para la comercialización de estos productos su suegro la orientó para que generé ganancias de la crianza de una vaca.
El crédito que ahora sacará es para el aumento de capital (compra de ganado vacuno) que adquirirá de las comunidades aledañas y posteriormente a la crianza lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta estar en el grupo de amigas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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