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Tatyana

Update on Tatyana

Tatyana is a trader selling women's clothing in the marketplace. She used a previous Kiva loan to buy seasonal goods.

This time, Tatyana is asking for a loan for the purchase of women's hats. Tatyana recently changed her trading space for a better one.

Tatyana hopes through the new location and a new assortment of products she will be able to increase sales and earn additional income, which she would like to spend on improving her living conditions.
View original language description ↓
Татьяна - предприниматель, торгует женской одеждой на рынке. Она использовала предыдущий КИВА кредит для закупки сезонного товара. В этот раз Татьяна просит предоставить ей кредит для закупки нового ассортимента женских шапок. Недавно Татьяна поменяла свое торговое место на лучшее. Татьяна надеется, что благодаря новому месту, а также новому ассортименту товара она сможет увеличить объем продаж и заработать дополнительную прибыль, которую она хотела бы потратить на улучшение своих жилищных условий.

Previous Loan Details

Tatyana and her daughter live in the city of Zaporozhye in the south-east of Ukraine. Tatyana sells women's clothing - dresses, skirts, blouses - at one of the main local markets. Her clients pre-pay for their orders since this results in a lower price, and have access to items from local produce... More from Tatyana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,181,775
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Tatyana to buy women's hats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013