Very early in the morning, Carlos starts his work as a taxi driver. He works an average ten hours and attends to 25 customers a day. He believes business is doing well because he is kind to his customers and works especially hard to get ahead every day.
Carlos is very grateful to Kiva lenders because, thanks to their help, he is able to buy a two-way radio to be connected through an operator to customers requesting his services by phone. This will allow him to provide more service and increase his income so he can work toward his greatest goal: "To own his own home".
Desde muy temprano Carlos Trabaja como chofer de taxi, el labora alrededor de 10 horas al día y puede atender hasta 25 cliente diariamente; él cree que le va bien en su negocio porque es amable con los clientes y sobre todo porque desea salir adelante cada día.
Carlos está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá adquirir una radio base, la cual le va permitir poder contactar con una operadora para prestar su servicio a domicilio cuando los clientes llamen por teléfono; con esta gran ayuda el podrá atender a más clientes y sobre todo mejorar sus ingresos, así el seguirá luchando por hacer realidad su más grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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