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Carlos Eduardo
Carlos is a very enterprising, enthusiastic young man who strives to get ahead every day so his parents will be proud of him. His aim is to help them cover household expenses as well as pay for his university studies. So far, he has not gone beyond high school due to a lack of resources. His home is located in the welcoming community of Carmen, Ica, which is known for its warm climate and crop farming, especially lima beans, asparagus, grapes, etc.

Very early in the morning, Carlos starts his work as a taxi driver. He works an average ten hours and attends to 25 customers a day. He believes business is doing well because he is kind to his customers and works especially hard to get ahead every day.

Carlos is very grateful to Kiva lenders because, thanks to their help, he is able to buy a two-way radio to be connected through an operator to customers requesting his services by phone. This will allow him to provide more service and increase his income so he can work toward his greatest goal: "To own his own home".
View original language description ↓
Carlos es un joven muy emprendedor y entusiasta, día a día busca salir adelante, ya que espera ser el orgullo de sus padres y sobre todo apoyarlos con los gastos del hogar y poder estudiar una carrera universitaria ya que el solo ha podido estudiar hasta el quinto grado de educación secundaria debido a sus pocos recursos económicos. Su vivienda se ubica en el cálido caserío del Carmen, Ica; la cual se caracteriza por su caluroso clima, así como también por desarrollarse la agricultura en especial el cultivo de pallares, esparrago, uva, entre otros.

Desde muy temprano Carlos Trabaja como chofer de taxi, el labora alrededor de 10 horas al día y puede atender hasta 25 cliente diariamente; él cree que le va bien en su negocio porque es amable con los clientes y sobre todo porque desea salir adelante cada día.

Carlos está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá adquirir una radio base, la cual le va permitir poder contactar con una operadora para prestar su servicio a domicilio cuando los clientes llamen por teléfono; con esta gran ayuda el podrá atender a más clientes y sobre todo mejorar sus ingresos, así el seguirá luchando por hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,995,800
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD