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Cesar
Cesar, aged 57, is a good, kind, and very diligent man. He is married to Rosa, a merchant, and they have ten children who they have raised and educated in such a way that they are already independent. He lives in his home along side his wife, to whom he wishes to continue offering a better quality of life so that they can have a quiet old age together.

Cesar's work consists of selling footwear, like sneakers, shoes, and sandals. He has both new and secondhand merchandise to offer his customers to suit their tastes and needs. He relies on a small rented space in a commercial area of his town, where he kindly takes care of his customers. He also offers a shoe repair service. When he began he only sold used merchandise, but with time his capital increased and now he can sell new shoes. He has been doing this work for more than six years and wants to continue doing it for many more years.

He likes his job very much since it gives him employment and regular income, in addition to the freedom to set his own schedule and work days. He has good sales and this allows him to have good profits. In the future, he hopes to increase his capital and his stock of merchandise in order to see his business grow. For that reason, this will be his 10th loan with MFP. He is happy to have this financial support in order to continue with his goals.

Once again, he promises to make his repayments in a responsible manner. He also says he feels very comfortable in his communal bank since his [fellow] group members are very responsible and always support each other. With the requested amount, 1200 soles, he will buy more merchandise for his business like shoes of different styles for women, men, and children. This way, [he will be able] to increase the variety that he offers and find lower bulk prices for his goods in order to have greater profit margins.
View original language description ↓
Cesar, de 57 años, es un hombre bueno, amable y muy empeñoso. Está casado con Rosa quien es comerciante. Tienen un total de10 hijos a quienes crió y educo de tal manera que ya todos son independientes. Vive en su casa propia a lado de su esposa a quien desea seguir brindándole una mejor calidad de vida para así poder tener juntos una vejez tranquila.
El trabajo de Cesar consiste en la venta de calzados como zapatos, zapatillas, sandalias, tiene para ofrecer a sus clientes productos nuevos y usados de acuerdo a sus gustos y necesidades. Cuenta con un pequeño local alquilado en una zona comercial, donde atiende muy amablemente a sus clientes. También ofrece el servicio de arreglo de calzados malogrados. Cuando se inició solo vendía productos de segunda, pero con el tiempo fue incrementando su capital y ahora puede vender nuevos. Lleva realizando éste trabajo por más de 06 años y desea continuar haciéndolo por muchos años más.
Considera a su negocio bastante rentable por la demanda que tiene sus productos dejándole buena ganancias.
Le gusta mucho su trabajo pues le permite contar con una ocupación e ingreso económico además de tener la libertad de poner su propio horario y días de trabajo. Tiene buenas ventas y eso le permite tener buenos ingresos, espera en el futuro aumentar su capital y su stock de mercaderías para ver crecer su negocio. Por tanto éste será su préstamo número 10 con la institución MFP, está contento de contar con su colaboración para continuar con sus objetivos, se compromete una vez más en pagar las cuotas de manera responsable. Comenta sentirse muy cómodo en su banco comunal ya que sus compañeros de grupo son muy responsables y siempre se solidarizan con los demás.
Con el monto solicitado 1200 soles, comprará más mercadería para su negocio como calzados de diversos modelos para damas caballeros y niños, de esa manera aumentar la variedad que ofrece, buscando precios bajos por el volumen de sus compras para tener un mayor margen de ganancias.

About Peru

  • $6,715
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Cesar to purchase more merchandise for his business like shoes of different styles for women, men, and children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Jan 3, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013