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Maria Santos

Update on Maria Santos

Maria, 62, is a single mother of 4 adult children. She lives with 2 of them in a neighborhood in the city of San Pedro Sula. Maria started her own business making and selling corn tortillas 10 years ago. She decided to do this because she wanted to have a source of income to support her family. The business has done well; she now has good customers who buy from her every day.

Maria really appreciates ODEF, and now Kiva, for the financial support she's been given, because the loans she has taken have helped her to succeed and improve her quality of life. She is now requesting her 12th loan, for 11,000 Honduran lempiras. With this loan, she is going to buy corn flour and firewood so that she can continue to make tortillas. She will also buy metal balconies so that she can repair the windows of her house.

Maria's goal is to work hard so that she can continue to improve her family's quality of life, and also help one of her children with their education.
View original language description ↓
María tiene 62 años de edad, es madre soltera, tiene 4 hijos y ya están mayores, vive con dos de ellos en una colonia de la ciudad de San Pedro Sula.
Doña María tiene 10 años de haber iniciado su propio negocio de elaboración y venta de tortillas de maíz. Su decisión fue por el deseo de tener una fuente de ingresos para la manutención de su familia y le ha ido bien ya tiene buena clientela a quien atiende todos los días. Agradece mucho a ODEF y ahora a Kiva por el apoyo financiero brindado ya que ha obtenido varios prestamos los cuales le han ayudado a superarse y a mejorar su calidad de vida. Este préstamo que ha solicitado es el numero doce y es por 11,000 Lempiras, con el cual va comprar harina de maíz y leña para seguir elaborando tortillas y también va comprar dos balcones de metal para terminar de reparar las ventanas de su casa.
Su meta es trabajar mucho para seguir mejorando la calidad de vida para su familia, también ayudar a uno de sus hijos con los estudios.

Previous Loan Details

Maria is 62 years of age. She is a single mother and has four children, who are all adults. She lives with two of them in a neighborhood in the city of San Pedro Sula. Maria started her business preparing and selling tortillas 10 years ago. She decided to start selling tortillas because she wa... More from Maria Santos's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Maria Santos to buy corn and firewood to make tortillas, and to buy 2 metal balconies to repair the windows of her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 6, 2013
Currency Exchange Loss:
Oct 17, 2013