Santa Rosa Group
Doña Cristina is one of the members. She is 52 years old and has been married to Sr. Silverio for 36 years. They have six children, all of whom have now left home. Cristina has a grocery store which she opened after running her Mexican snacks stall for four years. She says that she very much enjoys selling things and making her customers happy. She is now seeking a loan from the institution to buy more stock for her store such as bread, eggs, milk, soft drinks, and Sabrita snacks.
She relates a bad experience she had: “In the past I had no interest in loans. But then one day I was offered one, and I had to take it because some men stole all my stock. I was left with nothing, so I was forced to take a loan to restart my business. The robbery made me stronger and so I am able to get on with my life.” Cristina says she has had no problem bigger than being the victim of a robbery. Her goal is to expand her store and start selling meals again, a job she used to have.
The other members of the group are also seeking money to invest in their businesses. Don Jose Luis and Elizabeth wish to invest more money in their fireworks business, Rafaela and Teresa want to buy sheep, and Luisa and Magdalena wish to invest money in their clothing business.
Doña Cristina es una integrante del grupo platica que tiene 52 años de edad esta casada con el señor Silverio desde hace 36 años juntos formaron una familia con seis hijos sinembrago ya todos son independientes Doña Cristina tiene una tienda de abarrtes que inicio despues despues que pusiera su puesto de antojitos mexicanos desde hace cuatro años, comenta que le gusta mucho vender tener a sus clientes contentos, esta vez esta solicitando el credito a la institucion para comprar mas mercancia para abastecer su teinda ya que actuamente le fhacen falta varios productos como pan, huevo, leche, refrescos, sabritas etc. Cuenta una mala experiencia "Yo anteriormente no tenia ningun interes en los creditos solo que un dia le ofrecieron y tuve que tomarlo ya que unos hombres me robaron toda mi mercancia me quede sin nada por lo que mi vi forzada a tomar el prestamos para sacar adelante mi tienda, el asalto me hizo mas fuerte y asi pude salir adenate" Doña Cristina comenta que no ha tenindo otro problema mas grande que el asalto del que fue victima. La meta de Doña Cristina es hacer mas grande mi tienda y volver a la venta de comida que es lo que anteriormente vendia comida corrida, Los integrantes del gupo tambien estan solictando el credito para invertierle en sus negocios, Don Jose Luis y Elizabeth invertiran para juegos pirotecnicos, Rafaela y Teresa en borregos, Luisa y Magdalena invertiran en la compra de ropa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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