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T´jiaru Group
In this Group: Aurelia, Karina Lucero, Alejandría, Rocío, María Clara, Elia Joanna
Elia is 23 years old. She is originally from an indigenous community located within the boundaries of the state of Michoacán, México, where the majority of the people speak the dialect Mazahua. Elia is a hard working woman and several of the members of the group called T’jiaru invited her because they know that she is a responsible and hardworking woman. She says that it is the first time that she is entering a loan and that she is enthusiastic because with the loan she believes that she will improve her business. She sells secondhand clothing for a living. She says that she began this business because where she worked as a domestic employee in México City, her customer gifted her clothing and that was not being used and she began to sell to people from her community. After she began to go to the flea market to stock clothing to sell in the community, she said that she sold mostly children's clothes and at prices that are not expensive so her customers can buy more. She says that it is a good business because although her small son is dependent on her, as he is only 3 years old, she can also contribute to the expenses of the house. The other members of the group are named Aurelia, Karina, Alejandría, Rocío and María Clara. They will invest in their businesses of cultivating avocado, raising and selling sheep, supplying shoes by catalog and the purchasing of corn to make tortillas by hand.
View original language description ↓
Elia tiene 23 años, es originaria de una comunidad indígena ubicada en los límites de Michoacán y Estado de México, donde la mayoría de las personas hablan el dialecto Mazahua. Elia es una mujer trabajadora y varias de las integrantes del grupo llamado T’jiaru la invitaron porque saben que es una mujer responsable y trabajadora. Dice que es la primera vez que entra a un préstamo y que está entusiasmada por que con el crédito ella cree que mejorara su negocio, ella se dedica a la venta de ropa de segunda, dice que empezó este negocio porque donde trabajaba como empleada domestica en la ciudad de México la que era su patrona le regalaba la ropa que ya no ocupaba y a veces a ella no le quedaba y mejor ella la empezó a vender a la gente de su comunidad, después ella empezó a ir a los tianguis a surtir ropa la cual la vende en su comunidad dice que lo que mas vende son ropa para niños y la vende en pagos para que a sus clientas no se les haga caro y puedan comprarle más. Dice que es un buen negocio porque así ella esta al pendiente de su hijo pequeño el cual tiene 3 añitos y asi también puede aportar algo de capital a su casa. Las otras integrantes del grupo se llaman Aurelia, Karina, Alejandría, Rocío y María Clara ellas invertirán en sus negocios de cultivo de aguacate, cría y venta de borregos, surtir zapatos por catalogo, para la compra de maíz para hacer tortillas a mano.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $19,052,100
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of T´jiaru Group's $6,675 loan helped a member to purchase secondhand clothes and shoes for women, men, and children.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2012
Listed
Jan 3, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013