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Alexander is a farmer. Since 2002 he has grown cucumbers and tomatoes. His wife and 17-year-old daughter, who goes to school, help him manage the farm. He began developing his farm by building a greenhouse where Alexander grows cucumbers. Alexander decided to buy landscape fabric, drip tape for irrigation, and film to cover the greenhouses and protect the cucumbers from cold and wind. He plans to expand the greenhouse and plant grapes in the future. He would like to pay for his daughter's education and build a house. He needs your help to buy film, landscape fabric, and drip tape.
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Александр - фермер. С 2002 года занимается выращиванием огурцов и помидоров.
Справляться по хозяйству ему помогает супруга и 17-летняя дочь, которая учится в школе.
Развитие деятельности начиналось с одной теплицы где Александр выращивал огурцы.
Александр решил приобрести пленку для перекрытия теплицы, а также защитить огурец от холода и ветра, агроволокно и капельную ленту для полива.
В планах на будущие: расширить теплицы, посадить виноград.
В личных планах: образование дочери, достроить жилой дом.
Нуждается в вашей помощи для финансирования пленки, агроволокна и капельной ленты.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD