Gennadiy is a farmer. Since 2002 he has grown tomatoes, cucumbers, and late-growing tomatoes. His spouse helps him manage the farm. He began developing his farm by building a greenhouse where they grow a young cabbage. Gennadiy decided to buy film to cover greenhouses and protect the cucumbers and tomatoes from the cold and wind. He plans to increase the number of greenhouses he has in the future. He would also like to buy a new car to transport goods to market. He needs your help to buy the film.
Геннадий - фермер. С 2002 года занимается выращиванием огурцов помидоров и поздних томатов.
Справляться по хозяйству ему помогает супруга.
Развитие деятельности начиналось с одной теплицы, где выращивали молодую капусту.
Геннадий решил приобрести пленку для перекрытия теплицы и защиты огурца и помидора от холода и ветра.
В планах на будущее: расширить количество теплиц.
В личных планах: покупка нового автомобиля, для транспортировки товара на рынок сбыта.
Нуждается в вашей помощи для финансирования пленки.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.