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Zinaida is a female farmer. Since 2007 she has grown cucumbers and tomatoes. Her 25-year-old son helps manage the farm. She began developing the farm by building three greenhouses where they grow young cucumbers. Zinaida decided to buy landscape fabric, drip tape, and film to cover the greenhouses to protect her cucumbers and tomatoes from the cold and wind. She plans to build another greenhouse and buy a walk-behind tiller. She would also like to buy a house to live in. She needs your help to buy the film and landscape fabric.
View original language description ↓
Зинаида - женщина фермер. С 2007 года занимается выращиванием огурцов и помидоров.
Справляться по хозяйству ей помогает 25 -ти летний сын.
Развитие деятельности начиналось с трех теплиц, где выращивали молодой огурец.
Зинаида решила приобрести пленку для перекрытия теплицы для защиты огурца и помидора от холода и ветра, агроволокно, капельную ленту.
В планах на будущее: развивать теплицы, купить мотоблок.
В личных планах: купить дом для проживания.
Нуждается в вашей помощи для финансирования пленки и агроволокна.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD