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Update on Pauline

Pauline is 22 years old. She is married with two children ages 2 1/2 years and 2 months. Her husband is a businessman who sells cloth. She has been in the clothing sales business for four years. She wants a loan to buy more cloth for tailoring. With the profit she will buy food for her family.

Previous Loan Details

Pauline is 22 years old, married, and has one child. She sells costumes for men and skirts for ladies, which she has been doing for four years. Pauline is requesting a loan, which she will use to buy more costumes for men because she has realized that more men need costumes. More from Pauline's previous loan »

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Rwanda

  • $1,700
    Average annual income
  • 10
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 630.4
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Pauline to buy more clothes for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 17, 2014