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Margaret is a 54-year-old farmer in Kitale county, Kenya, where she lives with her husband and five children, three of them still in school. She has been farming for the past twenty years, producing milk, maize and beans, which she sells at the local market. Margaret runs a hotel as an additional source of income.

Margaret wants to venture into poultry farming. She is requesting a loan of 40,000 KES from Juhudi Kilimo to purchase poultry. She will sell the poultry products and earn extra income to help her increase her livelihood and pay for her children’s schooling. Margaret's major farming challenges are poor transport networks and high competiton. She aspires to buy another dairy cow in the next five years. Margaret hopes Juhudi Kilimo will introduce school fees loans in the near future.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 603
    View loans »
    Kenya Loans Fundraising
  • $44,761,675
    Funds lent in using Kiva
  • 86.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Margaret to purchase poultry.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 3, 2013
Currency Exchange Loss:
Jul 17, 2014