Jamil is a 32-year-old man living in Kyenjojo, Uganda. He is married and has 5 children. Jamil operates a business buying and selling food. His business is located along a busy street, thus attracting many customers. Jamil has been able to use his business proceeds to pay school fees for his children. He obtained his capital from a hide and skins business that he still operates. Jamil hopes to open new outlets in other trading centers despite the challenge of capital. Jamil intends to use the loan to buy products such as maize and beans to sell.