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Ekhlas, who is the applicant for this loan, is a 41-year-old conservative woman. For cultural reasons, she asked her husband (who will be using the loan funds in his business) to appear in the photo in her place.

Ekhlas is a homemaker, looking after their four-member family. Her husband works as a driver and sells used clothes, to support his family. He collects the clothes and either sells them by the piece, or by kilo to other sellers in the market. Now Ekhlas wants to support her husband, so she applied for this loan to enable him to get a larger quantity of used clothes, at a wholesale price.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 25
    View loans »
    Jordan Loans Fundraising
  • $8,222,050
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ekhlas to help her husband support the family, by enabling him to get a larger quantity of used clothes at a wholesale price, to resell in his business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 17, 2014