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Matluba is 25 years old and single. She is a very hard-working and kind woman. Matluba sews beautiful traditional women's dresses. While she has her own sewing machine, she never engaged in entrepreneurial activity and had no knowledge or skills in this area. However, the world's rapid development has made her take the decision to start her own business. To this end, Matluba took the course "Succeed", organized by the Association of Business Women, and received her graduation certificate. Now she is quite ready to launch her own business and succeed in this endeavour.

Matluba would like to focus her business on sewing and selling women's clothing. She will purchase fabrics, create dresses, and sell them at the local market. Matluba will run her business on her own as her parents are unable to help her. She plans to use her income to improve her living conditions and to accumulate some savings. She is requesting a loan of 4000 somoni to purchase fabrics for her new business. Matluba is counting on your kindness.
View original language description ↓
Матлубе 25 лет. Она не замужем. Матлуба очень трудолюбивая и добрая женщина. Матлуба шьёт красивые национальные женские платья. Она имеет свою швейную машинку, но никогда не занималась бизнесом и не имела навыки и знания. Однако бурное развитие современно мира заставила ее решиться организовать свой бизнес.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес шитьем и продажей женской одежды. Она будет покупать ткань, шить платья и продавать на местном рынке. С бизнесом она будет заниматься одна, так как ее родители не могут помочь ей. От полученного дохода она планирует улучшить условию проживания, а также создать свой капитал. Она запрашивает займ на сумму 4000 сомони для покупки тканей, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Matluba to buy fabrics for starting her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 18, 2014