Sophie is part of the Twibuke Group and lives in Bujumbura. She is 37 years old and is married to a merchant named Luc. Together they have seven children, aged two to 16 years, six of whom currently attend school. Sophie also takes care of three orphaned children and six members of her extended family, two of whom attend school.
Sophie has been a merchant of pagnes (traditional West African printed cloth) for the past ten years. She is on her ninth loan cycle with Turame. With the loan she receives from KIVA, Sophie plans to increase her capital and purchase a large number of pagnes which she will sell to earn more income. In the coming years, Sophie would like to buy a plot of land and build a house there.
Sophie fait partie du groupe Twibuke et habite à Bujumbura. Elle a 37 ans et est mariée à Luc, un commerçant . Ensemble ils ont 7 enfants, âgés de 2 à 16 ans, dont 6 étudient.
Elle prend soins des 3 orphelins et 6 enfants membres de sa famille élargie, dont 2 étudient.
Elle fait le commerce de pagnes depuis 10 ans.
Elle est à son neuvième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup de pagnes à revendre, pour gagner plus.
Dans les prochaines années, elle voudrait acheter une parcelle et construire une maison.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.