Bina, 42 years old, lives in Ghusukpur-02 VDC, in the Bara District. She is married to Mr. Vijay and they have two sons. They run a tire and bicycle repair business in the community. They started their repair shop with just 20,000 NPR, which they used to purchase equipment and to rent a room to house the workshop. Bina is requesting a loan of 40,000 NPR to purchase more equipment and inventory for their shop. The couple has been able to save some money and to purchase a small plot of land to build a small home.