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Emerson is a 20-year old youth. He is single and lives in the city of Ica. He is a very friendly, hard-working and enthusiastic person who has a strong desire to overcome. Unfortunately, due to the lack of financial resources and the need for him to work, he was not able to get a professional degree in civil engineering though he would have really liked to do so. In his free time, he likes to continue working and on some occasions eat the delicious dish of rice with chicken, which is his favorite food.
Of his own initiative, with a lot of determination and dedication, Emerson works as a construction operator. He works every day from early in the morning and can do it for approximately eight hours. He feels good working and believes that things are going well for him due to his good performance and the friendly treatment he gives others.
Emerson is very grateful to the Kiva lenders since, thanks to the help provided, he will be able to buy a kitchen. It will be of great use to him in being able to adequately prepare his food in a more hygienic and healthy way, and he will thus continue working and striving to get ahead to achieve his dream of having his own home.
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Emerson es un joven de 20 años, es soltero, vive en la ciudad de Ica, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación, lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabaja no pudo estudiar la carrera profesional de Ingeniería Civil, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones come un riquísimo Arroz con Pollo, el cual es su comida favorita.
Por iniciativa propia, con mucho empeño y dedicación, Emerson trabaja como Operario Constructor, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Emerson se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una cocina, la cual le servirá de mucho para poder preparar adecuadamente sus alimentos, de manera mas higiénica y saludable, así pues él seguirá trabajando y esforzándose para salir adelante y lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD