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Virgen De Guadalupe- Cusco Group
In this Group: Maria Elena, Juan Carlos , Ruth Celia, Jose, Cristian Yoni, Nedda , Mayra Ivette, Edgar *, Maria, Jony David
* not pictured
The members belong to Virgen de Guadalupe-Cusco Communal Bank, located in the province of Cusco and department of Cusco.

The member, María, 37, lives with her partner and has four children. She alternates her daily activities with her business selling leather wallets and bags. She has been in this business for years and it's going well for her thanks to the effort she puts into it every day. She makes these products to sell to her customers who request them. She's a responsible and persevering person, this being the way she gets her family ahead.

She's requesting the loan to buy materials such as leather for her business.

The other members work making rain ponchos, selling crafts, selling leather, arts and crafts, and selling cars.

She's grateful to those who are part of her dream through this loan and she's committed to making her payments punctually.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN DE GUADALUPE-CUSCO”; Este banco se ubicado en la provincia de Cusco y departamento de Cusco.

La socia es la Sra. María ella es conviviente, tiene 37 años y tiene 4 hijos; La socia alterna sus actividades diarias con su negocio de venta de carteras y bolsas de cuero, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia elabora estos productos para luego venderlo a sus clientes que le solicitan, la socia es una persona responsable y empeñosa siendo esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de materiales como cuero para su negocio.

Los otros socios se dedican a la venta de ponchos de agua, venta de artefactos, venta de cueros, artesania, venta de autos.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Guadalupe- Cusco Group's $3,550 loan helped a member to buy materials such as leather.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013