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El Hortelano Group
In this Group: Felipe, Ana Lilia, Guadalupe, Epifanio, Roberto
Epifanio is thirty-one years old and is part of a new group called El Hortelano. He says that the group named themselves this because this is what they call their community (it is not the real name of the neighborhood). He says that he has worked in the buying and selling of avocados and seasonal fruits for a little over four years.

He began this business because he did not have a stable job. Since he did not study beyond primary school due to scarce economic resources, it is difficult for him to find a good job. He says that various family members make a living in cultivating avocados. He rents them the orchards to cut the avocado. Then, they carry the fruit to sell in a Mexican state where they get a better price.

He is asking for a loan to rent an orchard. The harvest for this fruit already began in the month of December, and he has to put capital together to pay for the rent and then go to sell. He says that when it is not avocado season, he goes to the wholesale supply center in Zitacuaro to buy tomatoes, manzano chile peppers, onions, pineapple, papaya, strawberries, cherries, blackberries, and more. He says that he has a small pick-up truck he uses to transport his fruit to areas where he can sell for more than at the street markets.

He says that his goal is to buy land where he can cultivate his own avocados and have a better future.

The other four members of the group are Felipe, Ana Lilia, Guadalupe, and Roberto. They will invest their credit in ingredients to make traditional Mexican dishes, for the purchase of Christmas Eve flowers to sell, to buy material to make thick walls to sell, and to buy seasonal fruits and vegetables to sell.
View original language description ↓
Epifanio tiene 31 años de edad él es parte de un nuevo grupo llamado El Hortelano y dice que le pusieron así porque así le dicen a su comunidad (No es el nombre real del lugar). Platica que desde hace un poco mas de 4 años el se dedica a la compra y venta de aguacate y de fruta de temporada. Que empezó ese negocio por falta de un empleo estable y como el nada mas estudio la primaria por falta de recursos es difícil encontrar un buen trabajo dice que varias de sus familias se dedican al cultivo de aguacate y que él les renta las huertas para cortar el aguacate y llevarlo a vender al estado de México donde es mejor pagado, el está pidiendo un crédito para rentar una huerta ya que en el mes de diciembre empieza la cosecha de este fruto y tiene que juntar capital para la renta y así ir a vender, dice que cuando no es temporada de aguacate va la central de abastos de Zitacuaro y compra jitomate, chiles manzanos, cebollas, piña, papaya, fresa, capulines, zarzamoras y mas, dice que tiene una pequeña camioneta donde traslada su fruta a donde va a venderla más que nada a los tianguis. Dice que su meta es comprar un terreno donde el pueda cultivar sus propios aguacates y tener un futuro mejor. Los otros cuatro integrantes del grupo se llaman Felipe, Ana Lilia, Guadalupe y Roberto ellos invertirán sus créditos en insumos para elaborar antojitos mexicanos, para la compra de flores de noche buena para su venta, para la compra de material para hacer tabicón para vender y para invertir en frutas y legumbres de temporada para vender.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 51
    View loans »
    Mexico Loans Fundraising
  • $18,367,975
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Hortelano Group's $1,725 loan helped a member to rent an avocado orchard to supply his sales at street markets.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2012
Listed
Jan 3, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013