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Judith Dionela
Judith, 26, lives in the city of Ica with her parents and her one-year-old son. She loves them and they are her main reason for living. She is a very friendly, hard-working, and enthusiastic person, who puts all her effort into advancing her family. Thanks to her effort and her parents' support, Judith is studying for a professional degree in Archaeology. In her free time, she likes to listen to music and sometimes she makes a delicious Arroz Chaufa (fried rice with vegetables) to share with her family.

Thanks to a lot of determination, dedication, and the support of her parents, Judith has a small business selling awnings. She works every day. She also sells soft drinks. She likes her work and believes that it is going well because of her friendly treatment towards her customers. Judith is very grateful to the Kiva lenders, because thanks to their help, she will be able to buy a display case and assorted groceries since she also wants to open a grocery store. This way, Judith can have a better-prepared and better-stocked business. She will continue working and striving her achieve her big dream, which is to completely finish construction on her house.
View original language description ↓
Judith es una mujer de 26 años, vive en la ciudad de Ica con sus padres y su pequeño hijo de un año, a quienes ama son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, gracias a su esfuerzo y al apoyo de sus padres, Judith se encuentra estudiando la carrera profesional de Arqueología, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Arroz Chaufa para compartir con su familia.
Con mucho empeño, dedicación y gracias al apoyo de sus padres, Judith trabaja en su pequeño negocio de venta de toldos, ella trabaja todos los días por un aproximado de horas, adicionalmente también vende gaseosas, ella se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Judith se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una vitrina y diversos abarrotes, ya que adicionalmente desea iniciar un negocio de venta de abarrotes, de esta manera Judith podrá tener mejor acondicionado y abastecido su negocio, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción total de su vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Judith Dionela to buy a display cabinet and assorted groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013