Thanks to a lot of determination, dedication, and the support of her parents, Judith has a small business selling awnings. She works every day. She also sells soft drinks. She likes her work and believes that it is going well because of her friendly treatment towards her customers. Judith is very grateful to the Kiva lenders, because thanks to their help, she will be able to buy a display case and assorted groceries since she also wants to open a grocery store. This way, Judith can have a better-prepared and better-stocked business. She will continue working and striving her achieve her big dream, which is to completely finish construction on her house.
Con mucho empeño, dedicación y gracias al apoyo de sus padres, Judith trabaja en su pequeño negocio de venta de toldos, ella trabaja todos los días por un aproximado de horas, adicionalmente también vende gaseosas, ella se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Judith se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una vitrina y diversos abarrotes, ya que adicionalmente desea iniciar un negocio de venta de abarrotes, de esta manera Judith podrá tener mejor acondicionado y abastecido su negocio, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción total de su vivienda.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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