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Virginia Soledad
Virginia, who is 37, lives in the city of Ica with her one-year-old son whom she loves dearly and who is the centre of her world. She is a very friendly, hardworking and enthusiastic person who devotes all her energy to supporting her little one, as she is father and mother to him. Unfortunately Virginia was not able to study for a professional career, but she would very much have liked to be a primary teacher. In her free time she enjoys cooking different stews and sweets. On her own initiative, with a great deal of commitment and dedication, Virginia works in the fields at a farm in his city. Every day, from the very early hours of the morning, she does this job and can work for about 10 hours. She is happy in her work and believes that she does well on account of her commitment and the friendly way in which she treats others. Virginia is very grateful to Kiva lenders because their help will enable her to buy a fridge and a cooker, which will be very useful in allowing her to preserve and prepare her food. This will mean that Virginia will improve her own and her family's health and hygiene and will continue working and endeavouring to fulfil her great dream of owning her own home.
View original language description ↓
Virginia es una mujer de 37 años, vive en la ciudad de Ica con su pequeño hijo de 1 año, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeño, ya que ella es padres y madre para él, lamentablemente Virginia no pudo estudiar una carrera profesional, pero le hubiera gustado mucho ser maestra, en sus ratos libres le gusta cocinar diversos potajes y dulces.
Por iniciativa propia, con mucho empeño y dedicación, Virginia trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, ella se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Virginia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una refrigeradora y una cocina, los cuales le servirán de mucho ya que podrá conservar y preparar sus alimentos, de esta manera Virginia mejorar la salud e higiene de ella y su familia, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,372,500
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Virginia Soledad to buy a fridge and a cooker.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 4, 2013
Currency Exchange Loss:
Sep 17, 2013