Union Pesquera Group
Update on Union Pesquera GroupYuliana is another member of the communal bank. She only has a high school education. She is married to Juan Alberto, and they have three small children. She says that she sells ‘Mojarra’ [small fry fish] because there is a lake in the community where she lives. The principal source of employment in Mojarra is fishing and sales.
Yuliana sells door to door in nearby communities. She gets up very early every day to go and buy the mojarra on the side of the lake. She later goes and resells the fish. She says that the work is hard. However, she likes it because she has met a lot of people and also because she earns money. She uses the money to help her husband give their family a better quality of life.
She will use the loan to buy mojarra in order to continue with her sales. In the future she hopes to be able to give her children more education and a better quality of life.
The other members of the group are:
Ella platica que se dedica a la venta de Mojarra ya que en la comunidad en la que vive hay una laguna y la principal fuente de empleo es la pesca y venta de Mojarra.
Yuliana realiza sus ventas de casa en casa en la comunidades cercanas. Ella se levanta todos los dias muy temprano a ir a comprar la mojarra a la orrilla de la laguna para despues salir a revenderla. Ella dice que el trabajo es duro pero le gusta porque ha conocido mucha gente y ademas gana su dinero con el cual ayuda a su esposo a dar a su familia una mejor calidad de vida.
Ella invertira este credito en la compra de mojarra para continuar realizando sus ventas.
Ella espera a futuro poder dar a sus hijos mas estudios y una mejor calidad de vida.
Los demas integrantes del grupo son:
Ines-Venta de pollo
Eusebia-Venta de pescado
Esteban-venta de carne de puerco
Previous Loan DetailsThe “Unión Pesquera” group is located in a sugarcane producing zone on the shores of a beautiful lagoon that’s the main source of employment for the community since most of the residents fish. This group is composed of five very hardworking, tenacious people each with their own economic activity... More from Union Pesquera Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid