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Marcelo is 44-year-old man. He is single and lives in the city of Pucallpa; he is a very cheerful, hardworking, and enthusiastic person, who has a great desire to overcome. Unfortunately, due to a lack of economic resources and the necessity that he had to work since he was very young, Marcelo couldn’t study for the professional career as a car mechanic that he wanted, but he would have liked very much to do so. In his free time, he likes to attend his church to listen to the word of God, and sometimes, he cooks a delicious Picadillo de Paiche, which is his favorite food.

Through his own initiative, with much determination and dedication, Marcelo has a small business selling wood, particularly firewood. He works every day from the early hours of the morning, and he can work for approximately 12 hours. He believes that it goes well for him because of his good prices and the kind manner that he offers to his customers.

Marcelo is very grateful to the Kiva lenders, since thanks to the help they’ve given, he will be able to carry out the purchase of a truck, which he will use a lot to transport firewood. In this way, Marcelo hopes to continue working so that in the near future, he can acquire 3 trucks in order to start a renting business.
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Marcelo es un hombre de 44 años, es soltero, vive en la ciudad de Pucallpa, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Marcelo no pudo estudiar la carrera profesional de Mecánica Automotriz que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta asistir a su iglesia para escuchar la palabra de Dios y en algunas ocasiones cocina un riquísimo Picadillo de Paiche, el cual es su comida favorita.
Por iniciativa propia, con mucho empeño y dedicación, Marcelo tiene un pequeño negocio de venta de madera, en especial de leña, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, el cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Marcelo se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una furgoneta, la cual le servirá de mucho para poder transportar leña; de esta manera Marcelo desea seguir trabajando para que en un futuro no muy lejano pueda adquirir 3 furgonetas para iniciar un negocio de alquiler.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD