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Aroma Group
In this Group: Magdalena, Adela , Maria Teresa , Maria Maura *, Maria De Lourdes, Adriana , Laura , Linares*, Alejandra, Agripina
* not pictured

Update on Aroma Group

The “Aroma” group is composed of nine women and one man; all are hardworking, responsible people. The name of the group was chosen this way because they couldn't decide on a name. They wanted the name of a flower or a plant; however in the midst of joking around the name “aroma” occurred to a man who is no longer a group member.

Magdalena is a group member. She relates that she’s 52-years-old and married to Apolinar for the last 34 years. They formed a family with children but they are all grown now and living independently from this couple. Doña Elena, as she’s affectionately called, relates that she’s been selling all types of clothes for the last 8 years but on this occasion is asking for a loan to only buy clothes for babies. She relates that she started her activity because one of her children sold records but then changed over to selling clothes and Doña Elena decided to also sell clothes. She sells only on Mondays in one of the state’s municipalities. She’s very happy and grateful for the loan that the institution is granting her because thanks to the loan she’ll be able to buy more baby clothes for her little stand and will be able to expand and her profits will grow. Doña Elena commented: “For me it’s better to have a wide variety of clothes to offer my customers who then happily return to buy more clothes for their entire family from me.”

During the Christmas season, Elena always has problems with her stand because during this season the authorities in charge of assigning the stands give preference to those merchants selling Christmas items like sets of lights, trees, tree decorations, etc. and often she’s left without a stand during this season. Elena’s goal is to someday have a stand where she can sell her clothes and not have to be going through this time after time.

The group members are Adela who will buy corn to make tortillas and a scale, Linares and Alejandra who will buy chickens, Teresa will buy pigs, Lourdes and Adriana will buy sheep, Agripina will sell backpacks, Laura and María Maura will buy chickens and turkeys.
View original language description ↓
El grupo “Aroma” está conformado por 9 mujeres y un hombre todas son personas trabajadoras y responsables el nombre del grupo se eligió de esa manera ya que no se decidían por un nombre ellos querían el nombre de alguna flor o planta sin embargo entre bromas salió el nombre de aroma se le ocurrió a un hombre que ahora ya no se encuentra a en el grupo. Doña Magdalena es una integrante platica que tiene 52 años de edad esta casada con el señor Apolinar desde hace 34 años juntos formaron una familia con hijos pero ya todos son grandes y ya son independientes de dicha pareja. Doña Elena como de cariño la llaman platica que desde hace 8 años se dedica a la venta de ropa de todo tipo solo que esta vez solo esta solicitando un crédito para comprar más ropa pero solo de bebe , platica que inicio su actividad porque uno de sus hijos se dedicaba a la venta de discos pero luego se cambio a la venta de ropa y fue como Doña Elena decidió dedicarse a la venta de Ropa, vende solo los días lunes en una plaza en un municipio del Estado, está muy contenta y agradecida por el crédito que la institución le esta otorgado, porque gracias a su crédito podrá comprar más ropa de bebe su puestecito lo podrá ampliar y sus ganancias crecerán, Doña Elena comento “Para mi es mejor tener gran variedad de ropa para poder ofrecerle a mis clientes y con gusto regresaran para poder comprarme mas ropa para su familia” Doña Elena todas las temporadas navideñas tiene dificultades con su puesto ya que en estas épocas las autoridades encargadas de repartir los puestos le dan preferencia a los comerciantes que venden artículos navideños como series, arbolitos, esferas, etc. Y muchas veces tiene que quedarse sin su puesto, estas épocas, La meta de Doña Elena es llegar a tener un local donde pueda vender su ropa ya ya tendrá que estar pasando por lo de siempre. Los integrantes del grupo son Adela quien invertirá en maíz para vender tortillas y una bascula, Linares y Alejandra en pollos, Teresa en Cerdos, Lourdes y Adriana en borregos, Agripina en venta de mochilas, Laura y María Maura en pollos y Guajolotes.

Previous Loan Details

The group "Aroma" consists of 10 hardworking and responsible women. The name of their group was chosen after the members had a difficult time deciding whether to name their group after some type of flower or plant. They ended up choosing the name "Aroma" after it was suggested jokingly by a gen... More from Aroma Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $18,578,375
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Aroma Group's $6,200 loan helped a member to buy baby clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2012
Listed
Jan 7, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2013