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Maria
María’s a humble woman living in the city of Ambato; she’s 21-years-old and defines herself as a reserved, cheerful, enterprising, very hardworking person who is happy when spending time with her family. María has two children, a 3-year-old girl and a 4-year-old boy. María lives with her husband and children. María decided to start selling clothes more than three years ago as a way to help her husband with household expenses.

She’s asking FODEMI for a loan to buy clothes to then resell in her commercial locale. María will buy jeans, shirts, children’s, women’s and men’s sportswear. She comments that the work is demanding but quite rewarding because she spends her time with her family and when she puts much effort into it the economic profits are very good. Her dream is to buy a place of her own to work in with her husband and with profits from it to provide schooling for her children and a better quality of life for her family.
View original language description ↓
Doña María es una mujer humilde ella vive en la ciudad de Ambato, ella tiene 21 años, María se define como una persona muy reservada, alegre, emprendedora muy trabajadora y feliz en los momentos que pasa con su familia, María tiene dos hijos una niña de 3 años y un niño de 4 años, María vive junto a su esposo y su hijos viven. María vio la manera de ayudar a su esposo en los gastos del hogar y es por ello que se dedicó a la venta de ropa ya hace más de tres años.
El crédito solicitado a FODEMI se lo invertirá en la compra de ropa para luego vender en su local comercial, María va a comprar lo que es jeans, camisas, blusas, ternos deportivos para niños, damas y caballeros. María comenta que el trabajo es sacrificado pero tiene muchos réditos ya que se pasa en familia y cuando se pone muchas ganas las ganancias económicas son muy buenas.
El sueño que doña María tiene es el comprarse un local propio para trabajar junto a su esposo y con estas ganancias dar la educación a sus dos hijos y mejorar la calidad de vida de su familia.

Additional Information

About FODEMI, a partner of World Vision International

FODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria to buy clothes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Jan 7, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014