Sylvia is a 29-year-old hardworking woman living in the town of Masindi, Uganda. She is a nurse and has been in service for four years. She is charged with the responsibility of looking after four of her children since her husband is currently unemployed. Good mother that she is, she desires to educate her children up to the university level. She also trades in clothes to supplement her meager salary and her dream is to own a modern boutique. Sylvia is requesting credit to buy clothes to sell.