Las Favoritas Group
This loan will benefit micro businesses in Virginia's group that are in different lines of work. Virginia has said that she joined Pro Mujer two years, following an invitation from a friend who was a member of the bank. Virginia currently has a business selling food. She says that some years ago she had a cheese business but decided to start a foods business, with the help of another woman.
This loan will be used to increase stock (to buy rice and noodles in bulk) which will be bought in the shops of El Alto city and, following production, it will be sold in her sales outlet.
This type of work will allow her to generate an income to support her household. She is married with four children.
When asked what she likes about Pro Mujer, Virginia responds that she likes the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Virginia es parte integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida, cuenta que hace años tenía un negocio de venta de quesos posteriormente decide ingresar al negocio de la comida con la ayuda de una señora.
El crédito que ahora sacará es para el aumento de capital (compra de arroz y fideos por mayor) que adquirirá de las tiendas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el áre de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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