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Nuestra Oportunidad Group
In this Group: Monica , Blanca Marlin , Teodocia, Mery , Nelba Rosario, Iveth Carola
The communal bank "Nuestra Oportunidad" will begin its first cycle with Pro Mujer as part of the "Panamericana" regional office. It is composed of six members and is overseen by a committee of directors where Nelba is the secretary. The communal bank members are involved in varied businesses, including a liquore store, seamstress, lingerie store, neighborhood store, and selling electronic toys.

The loan that they will take out will benefit the small micro-businesses of the members. Nelba is one member. She says this is her first cycle with Pro Mujer, and that she joined through the invitation of a friend who is also a member of the institution. Presently, she has a business selling liquor (a liquor store). She says that she learned this business through observation, and that it is a profitable business.

The loan that she will now take out is to grow her capital through the purchase of liquor. She will buy the merchandise wholesale from businessmen and she will later sell it in her shop. This form of work allows her to generate economic resources for her family.

When asked what she likes about Pro Mujer, she responds that she likes the health training sessions.
View original language description ↓
La A.C. “NUESTRA OPORTUNIDAD” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Nelba es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: licorería, costura de ropa, lencería, tienda de barrio, juegos electrónicos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nelba es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de licores (licorería), cuenta que este negocio lo emprendió al observar que es un negocio rentable.

El crédito que ahora sacará es para el aumento de capital (compra de licores) que adquirirá de las negociantes al por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos económicos para su familia.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $28,931,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Nuestra Oportunidad Group's $1,700 loan helped a member to buy liquor for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Jan 3, 2013
Currency Exchange Loss:
Covered
Ended:
Jul 17, 2013