Nuestra Oportunidad Group
The loan that they will take out will benefit the small micro-businesses of the members. Nelba is one member. She says this is her first cycle with Pro Mujer, and that she joined through the invitation of a friend who is also a member of the institution. Presently, she has a business selling liquor (a liquor store). She says that she learned this business through observation, and that it is a profitable business.
The loan that she will now take out is to grow her capital through the purchase of liquor. She will buy the merchandise wholesale from businessmen and she will later sell it in her shop. This form of work allows her to generate economic resources for her family.
When asked what she likes about Pro Mujer, she responds that she likes the health training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nelba es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de licores (licorería), cuenta que este negocio lo emprendió al observar que es un negocio rentable.
El crédito que ahora sacará es para el aumento de capital (compra de licores) que adquirirá de las negociantes al por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos económicos para su familia.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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