Amigas De Tilata Group
The loan will be used to benefit micro-businesses with distinct goals. Mrs. Escarlet is part of the group and she indicates that she joined 6 months ago, by invitation from a friend who is a member of the institution. Currently she has a business selling clothing. She notes that she began her business years ago based on recommendations from one of her aunts, who traveled for merchandise to other states.
The loan that she requests now will be used to increase her capital (purchase clothing), and she will make those purchases in Perú, in bulk, and then sell them in her stall. This form of work allows her to generate income to support her family as much as possible since she is single and has a child.
When she is asked what she likes about Pro Mujer, she responds that she likes the help received from staff.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Escarlet es parte integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa, cuenta que hace años emprendió este negocio por concejos de una de sus tías, quienes viajaban por mercadería de ropa a otros departamentos.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de Perú, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la confianza que reciben del personal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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