The loan they are taking out now will benefit these small business owners. Flora is a member of this group and she says that she has been a member of Pro Mujer for a few years. She became a member through the invitation of a friend who is a partner at the institution. She currently has a business selling meat. She learned how to manage the business through training from a friend.
The loan that she is taking out now is to increase her capital (buying meat) that she will acquire from the slaughterhouse in the city of El Alto. Later she will sell the meat in her sales space. This kind of work allows her to generate resources to support her home as much as possible as she is married and has five children.When asked what she likes about Pro Mujer, she says that she likes the trainings in the areas of credit and health.
The group is accompanied by the cousin of Nancy, who is located in the back wearing pink.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Flora es integrante, ella indica que hace un años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de carne, negocio que aprendió a manejar por enseñanza de una amiga.
El crédito que ahora sacará es para el aumento de capital (compra de carne) que adquirirá del matadero de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de crédito y salud.
Al grupo le acompaña la prima de la señora Nancy que esta ubicada en la parte posterior, vestida de color rosado.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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