Agnes, age 39, operates a retail shop. She lives with her husband and their one child in Fort Portal, Uganda.
After realizing that her husband's income alone could not support the family needs, she sought credit facilities to start up her shop. Like most traders, she faces the challenges of price fluctuation and high license fees. Her goals are to own a wholesale shop, pay her child's school fees, and diversify her business to include farming.
Agnes intends to use the loan funds to buy sugar, soap, and rice to offer for sale.