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Porteñitas De Lanza Group
In this Group: Elena, Concepciion Cornelia , Silvia Eugenia, Luis Angel , Balvina , Tania Nancy, Luis Fernando, Ivonne Patricia, Sonia Vicenta, Gregoria, Martha, Gladys Janeth, Ximena Flora, Juana, Maria , Elsa
“Porteñitas de Lanza” is a Communal Bank that will start its third cycle with Pro Mujer as part of the Copacabana Community Center. It is composed of sixteen members, guided by a directive board presided over by Elena. The members of the Communal Bank engage in different activities such as selling soft drinks and snacks, selling food, selling phone cards, selling bread and selling aprons.

Elena is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. Elena says this is the first time she enters Pro Mujer, having been invited by a promoter of the institution who has come to visit her. She currently runs a food selling activity, and she told us she has learned this many years ago and that she has inherited her food stall from her mother, who had previously been engaged in the same activity.

The loan she is now requesting will be used to increase her working capital by buying rice, noodles and oil. She will buy these items from wholesale retailers in the town of El Alto, to then prepare food to sell in her stall. This type of activity helps her earning an income to economically support her household as much as she can, as she is single and she has a son.

When asked about what she likes of Pro Mujer, she answers that she like the savings.
View original language description ↓
La A.C. “PORTEÑITAS DE LANZA” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por diez y seis integrantes y está dirigida por una mesa directiva donde la señora Elena es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de refrescos y golosinas, venta de comida, venta de tarjetas de teléfono, venta de pan, venta de mandiles.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Elena es parte integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que la fue a visitar. En la actualidad ella tiene un negocio de venta de comida, cuenta que hace años aprendió este negocio lo heredó de su madre, ya que ella trabajaba anteriormente en este rubro.

El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, aceite, etc.) que adquirirá de las tiendas de venta por mayor de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es soltera y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 172
    View loans »
    Bolivia Loans Fundraising
  • $30,747,725
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Porteñitas De Lanza Group's $3,175 loan helped a member to purchase rice, noodles, oil, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 11, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013