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Gie Khoslou De Djirack Group
In this Group: Ourèye, Khady, Khadija, Khady, Fatou, Mariama
We are a group of young women living in a region long reduced to poverty because of the armed conflict that raged for years in the southern region of Senegal. Consequently, all the activities have been abandoned and except for farming we don’t do anything else during the 8 months following wintering. But Djirack is a coastal village, and we are planning to fish, to transform the fishing products, and to sell the fresh fish to the big towns or in the hotels and restaurants located in the region of Cap Skirring. Previously, we were all refugees outside of our village, but with calm returning, we came back home and are trying to practice activities that generate income. For this reason, we have solicited SEM for a loan through Kiva, to enable us to work with dignity.
Translated from French by Véronique Fourment, Kiva volunteer.
Nous sommes un groupe de jeunes femmes qui habitent une zone longtemps réduite à la pauvreté pour cause du conflit armé qui a sévit pendant de longues années au sud du Sénégal. Cette situation a fait que toutes les activités sont laissées à l'abandon et comme cela, hormis l'agriculture, nous ne faisons rien d'autre pendant les huits mois qui suivent l'hivernage. Mais Djirack étant un village côtier, nous envisageons de pêcher et de transformer les produits halieutiques, de vendre le poissons frais dans les grandes villes ou bien dans les hotels et restaurants qui sont installés dans la zone de Cap Skirring.Auparavant, nous étions toutes refugiées hors de notre village qui, avec le retour à l'acalmie, nous sommes rentrées chez nous et essayer de faire des activités génératrice de revenu. C'est pour cette raison que nous avons sollicité du SEM un financement par Kiva, afin de pouvoir travailler dignement.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 50
    View loans »
    Senegal Loans Fundraising
  • $13,011,300
    Funds lent in using Kiva
  • 422.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gie Khoslou De Djirack Group's $1,675 loan helped a member purchase and sale of fresh fish and resale in large towns in Senegal Achat de poissons frais et revente dans les grande villes du Sénégal.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jun 20, 2008
Listed
Jun 5, 2008
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2009