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Shagufta's Group
In this Group: Shagufta, Rukhsana, Makhni, Deeba, Asia
Shagufta is a hard-working 34-year-old woman. She lives in Pakistan with her husband, two sons and three daughters. All of their children are students. Her husband is a government employee. His income is insufficient to meet their family's needs, so Shagufta is trying to help him by sewing clothes at home. She herself is a tailor, and she wants to generate more income by purchasing tailoring products like fabrics and a variety of threads.

For this loan, Shagufta as a member of a 5-person group which has requested a loan from Kiva's partner, BRAC Pakistan. This will help her to satisfy the needs of her clients more professionally and to also increase her net income and savings. She will extend her business if she earns a good amount of profit in the future. Shagufta hopes, with the help of the loan amount, to reach her desired net income and to be able to save for their future. She dreams of giving her children a quality education.

Note: In the photo, Shagufta is holding a passbook.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Shagufta's Group's $1,200 loan helped a member to purchase tailoring products like fabrics and a variety of threads.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 31, 2012
Jan 2, 2013
Currency Exchange Loss:
Nov 17, 2013