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Mario Alfredo
Mario Alfredo is 36, and he lives with his small family. He does agricultural work. Specifically, he grows yucca. He also grows basic grains to help cover the household expenses. He has been working in this agriculture for several years, and it has given him a lot of experience that allows him to get the best harvests.

The land that he cultivates is in an area where there is a lot of agriculture, and it is very close to where he lives. He sells in all of the surrounding areas. He has a lot of customers because everything that he sells is of the best quality at accessible prices, and the service is excellent.

Mario is an enterprising man with a great desire to get ahead. He is always anticipating new opportunities to come his way. During the last harvest he had some losses. He wishes to recuperate the losses, and that is why he is requesting a loan from Integral. The loan will allow him to buy yucca, corn, and bean seeds, fertilizer, and insecticide, etc.

Mario Alfredo has good payment references, and he is very responsible. He is very grateful for the help, and he affirms that he will repay the loan. At the same time, he will give his family a better quality of life that is full of the comforts they deserve.
View original language description ↓
Mario Alfredo de treinta y seis años de edad vive junto a su pequeña familia; él se dedica a la agricultura específicamente al cultivo de yuca, además cultiva granos básicos para complementar los gastos del hogar; tiene varios años de trabajar en el rubro y se ha hecho de mucha experiencia que le permite obtener las mejores cosechas, el terreno de cultivo está ubicado en una zona de mucha incidencia agrícola muy cercano a la zona donde reside, comercia en todos los lugares aledaños y ya tiene mucha clientela pues todo lo que vende es de primera calidad y a precios accesibles además el servicio es excelente; Mario es un hombre emprendedor con muchas ganas de salir adelante siempre está a la expectativa de nuevas oportunidades que se le presentan, en la última cosecha tuvo pérdidas y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de yuca, maíz, frijol, fertilizante, insecticida, etc. Mario Alfredo tiene buenas referencias de pago y es muy responsable, esta muy agradecido con la ayuda por eso asegura que pagara la deuda y a la vez le dará a su familia una mejor calidad de vida llena de las comodidades que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 749
    View loans »
    El Salvador Loans Fundraising
  • $25,510,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Mario Alfredo to buy yucca, corn, and bean seeds, fertilizer, and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 7, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 25, 2014