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Ms Komal is a 20-year-old college student. She is a very intelligent and hard-working lady.

Komal also runs a beauty parlor at her house to support her family financially. During her studies, she also joined beauty parlor training to start her own business. She has gained three years of experience in this field. Komal has become famous in her community for providing the best services to her customers. She makes enough to pay her educational expenses, as well as family needs.

In order to purchase more beauty products, cleansers and make up kits, she contacted Kashf Foundation and applied for a loan of Rs.20,000. This would enable her to consistently cater to her customers.

Komal wishes to spend part of profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 308
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Komal to purchase more beauty products, cleansers and make up kits for her beauty parlor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013