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Ms Nazia is a 30-year-old woman. She is very talented, and excels in the work of hand embroidery; she is very appreciated in her community.

She started her business at home, with the support of Kashf Foundation. She is living with her family, and has one child. Her husband’s income is not enough to cover the family's expenditures. That is why Nazia wants to support her family by using her talent.

In order to purchase materials such as sequins, pearls, and spools of threads in different colors, she requested a loan of Rs 15,000 from Kashf Foundation. In this way, she would be able to cater to the demands of her customers time after time.

She wishes to spend part of the profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $175 helped Nazia to purchase materials such as sequins, pearls and spools of threads in different colors for her hand embroidery business.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014