The loan that they have asked for will benefit small businesses where Señora María Eugenia is a member. She says that she she joined Pro Mujer two years ago at the invitation of a friend who is part of the institution. Right now she has a business selling blankets woven from vicuna and alpaca thread, a business she implemented several years ago, having learned this sewing technique from her mother.
The loan that she has now asked for is to increase her capital by buying vicuna thread that she will acquire at the traditional fairs in the city of El Alto and will later use to make her products which she will sell by orders. This form of working allows her to generate resources to support her home as much as possible because she is single and has a son.
When asked if she liked Pro Mujer, she responded that she likes the training related to loans and health, and the medical reviews.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Eugenia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de tejido de mantas de vicuña y de alpaca, negocio que implemento hace varios años aprendiendo esta técnica de tejido de su madre.
El crédito que ahora sacará es para el aumento de capital (compra de hilo de vicuña) que adquirirá de las ferias tradicionales de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de crédito y salud y la revisión médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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