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Justina is married with four children. Three of them are currently in school. Eating cereal in the morning as breakfast has become a regular meal for the working class in Ghana as one does not need to spend much time preparing it. Therefore, the demand for cereal is very high. Justina has been engaged in her business for 10 years now. She wants to use the loan to buy more boxes of cereal to increase inventory and also to avoid price hikes. Justina is a member of the group called Sons of God. Members agree to guarantee for each other as social collateral to repay the loan.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Justina to buy more boxes of cereal.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 18, 2008
Jun 4, 2008
Currency Exchange Loss:
Mar 16, 2009