Las Mañaneras Group
The loan they'll get will benefit small businesswomen such as Claudina. She says she has been a member of Pro Mujer for two years, joining on the invitation of an advisor from the institution who visited her at her house. Currently she has a business selling crafts (textiles), which she set up several years ago on her own initiative.
The loan she's getting now is to increase her capital to buy wool, which she'll acquire at the street markets in the city of El Alto. After production, she'll sell in her sales stall.
This form of work allows her to generate income to support her household as much as possible because she's married and has five children. When asked what she likes about Pro Mujer she says the health training and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Claudina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de venta de artesanías (tejido), negocio que implemento hace varios años por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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