Ama Chuma Group
The businesses that they work on vary, amongst them are: crafts, shoe sales, vegetable sales, tailoring shorts and jackets, fabric crafts, making of aprons, hot dog and fries sales.
The loan that they will take out will benefit the micro-enterprises that Marleny is part of, she indicated that six months ago she joined Pro Mujer, she joined because a promoter from the institution invited her to her home. She currently has a food business selling hot dogs and fries, this business was started because of need, her job at a company had ended and she decided to become independent by implementing this business.
The loan will be used for working capital (to buy potatoes at wholesale) she will buy them, make them and sell later on. This working system allows her to generate income for her family, she is married and has five children.
When asked what she likes about Pro Mujer, she answers that she likes the training they get on health and credit topics.
Mery is not in the photograph as she was in a medical appointment at the time.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marleny es integrante, ella indica que es hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de venta de salchipapas (comida), este negocio lo implemento por necesidad, ya que había concluido su trabajo en una empresa decidiendo ser independiente con la implementación de este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de papas por mayor) que adquirirá de los carros provinciales y posteriormente a la preparación lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para su familia, pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y crédito.
En la fotografía no esta la Señora Mery ya que entro a consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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